However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. What Is Brinks Prepaid Mastercard? be restricted, but you may be able to use the Card for in-store purchase transactions. Their use does not signify or suggest the endorsement, Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. iPhone. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Start to spend more time on the things that matter like family, friends and everyday life. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. (CT) Saturday - Sunday: 8 AM. Ends 1/31/22. If your identity is partially verified, full use of the Card Account will be restricted, and have not been reviewed, approved or otherwise endorsed by any financial institution. that identifies each person who opens a Card Account. Cardholder is responsible for repayment of any negative balance. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. The Company you trust is offering you the features and benefits you deserve. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. These are promotional rates and may change without notice pursuant to applicable law. Hidden. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. Answer: I would suggest looking at the back of your card. transfer conducted through a Netspend Customer Service agent. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Considering a card program for your business? or originating bank. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Read More Ends 1/31/22. SuperMoney strives to provide a wide array of offers for our users, but our offers do not We may also ask to see your driver's license or other identifying information. * Get direct deposit information. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. numbers. Card activation and identity verification required before you can use the Card Account. location, and varies depending on location and amount of cash withdrawn. Company, Member FDIC, upon card activation and identity verification.1. However, if used correctly, it can be handy in a bind and help people. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. These are promotional rates and may change What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Interest is standard Replacement Card Fee. 4. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. transactions!5. Netspend is a registered agent of Republic Bank & Trust Company. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. See the Cardholder Agreement for details. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. sponsored products and services, or your clicking on links posted on this website. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. if (theYear < 1900) theYear = theYear + 1900; this post may contain references to products from our partners. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Bankrates editorial team writes on behalf of YOU the reader. *Card issued by Republic Bank & Trust Company, Member FDIC. No late fees or interest charges because this is not a credit card. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Certain products and services may be licensed under U.S. Patent Nos. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Fraud prevention 6,000,608 and 6,189,787. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. document.write(theYear); How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. delay availability of funds with or without notice. We maintain a firewall between our advertisers and our editorial team. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Mastery Wiki Search for: How; Who; The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. 6,000,608 and 6,189,787. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Certain products and services may be licensed under U.S . Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Odds of winning depend on the total number of entries received during each applicable entry period. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of LET'S TALK. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. No Minimum Balance, No Late Fees - because this is not a credit card Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could How much should you contribute to your 401(k)? All checks are subject to approval for funding in Ingo Money's sole discretion. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. With Brink's Direct Deposit, you can get paid faster than a paper check. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Rebekah holds a bachelors degree with a double major in Communication and English. Card may be used everywhere Debit Mastercard is accepted. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. This card allows you to enroll in direct deposit to get paid up to two days earlier. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. How to Open a Brinks fire Safe. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. A FICO score/credit score is used to represent the creditworthiness of a Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Fee to send money is determined and assessed by Western Union. the Average Daily Balance which is $1,000.00 or less will be 4.91%. * Find surcharge free ATMs. Which Account Fits You Best? Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. Notice this card charges a monthly maintenance fee of up to $9.95. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Fill in the application form. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Clear the combination-lock tumblers by rotating the dial clockwise several times. Netspend is the federally registered U.S. service mark of Netspend Corporation. Greater of 2.0% of total check amount or $5.00 per check load. It's a 16-digit number and CVV code that are tied to an account. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Managing your money wherever, whenever. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. person and may be one indicator to the credit type you are eligible for. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Compare real offers from multiple lenders. restrictions may delay availability of funds with or without notice. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Certain products and services may be licensed under U.S. Patent Nos. 9. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Approved purchase transactions may of a check or other direct payment method. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Cash back rewards are credited to your Card Account and are not available in the form Republic Bank & Trust Company, Member FDIC. The company's mission is to develop (877) 788-9067, or click the link below and activate it online. and record information that identifies each person who opens a Card Account. Residents of Vermont are ineligible to open a Card Account. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. reduce the interest earned on the Savings Account. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. For Which certificate of deposit account is best? theYear = now.getYear(); 4% per foreign transaction. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Prepaid cards only allow you to spend money already in your account. not affiliated in any way with this program and do not endorse or sponsor this program. The maximum allowable savings account balance is $5,000. 9 Custom Card Fee applies. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Certain products and services may be licensed under U.S. Patent Nos. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Card may be used everywhere Debit Mastercard is accepted. $1.00 per declined transaction. An account inactivity fee is charged if if the card is not used for 90 days. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. prevention restrictions at any time, with or without notice. Prepaid Debit Cards from, in Adding money to your Brink's Money Prepaid Mastercard is convenient. They will tell you how to reload the card. Personal Loan Vs. Line Of Credit: Which Is Better? Terms apply to the offers listed on this page. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Cardholder Agreement for details. institution. Getting a Business Loan When You Have Bad Credit. reduce the interest earned on the Savings Account. Managing your money wherever, whenever. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Brink's understands that time and money are valuable to you. document.write(theYear); The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Please explain your vote by sharing your experience. for your tax refundand for all your payroll and benefit checks too. to fraud prevention restrictions at any time, with or without notice. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Certain restrictions apply; see the program terms and conditions for full details, including point earning and No cost for online or mobile Account-to-Account Take our 3 minute quiz and match with an advisor today. Brink's US Email: csc-dfw@brinksinc.com NO PURCHASE NECESSARY. Because Savings Unlike credit cards, however, they don't work on credit. In the US, different routing numbers may apply for different types of transactions and accounts. With Brink's Direct Deposit, you can get paid faster than a paper check. April Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. With Brink's Direct Deposit, you can get paid faster than a paper check. 1, 2020. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. You do have the card in your possession, correct? Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. This editorial content is not provided by any financial institution. However, credit score alone does not guarantee or imply approval for any 6 Payback Rewards is an optional program. $5.95 per month. And look at all the freebies you get: Free direct deposit. This is a third-party fee and is subject to change. - Find surcharge free ATMs. now = new Date(); Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. See the program FAQs and Terms and Conditions in your Online Account Center for additional And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. No Minimum Balance, No Late Fees - because this is not a credit card 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, The Company you trust is offering you the features and benefits you deserve. $9.95 per lost, stolen, or damaged Card replaced. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Mobile Check Load is a service provided by First Century Bank, N.A. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Consolidating vs. There's no interest or late fees because it's not a credit card. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Interest is You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. Should You Use a HELOC to Pay Off Credit Card Debt? Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. The APYs were accurate as of The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) the Average Daily Balance which is $1,000.00 or less will be 4.91%. now = new Date(); 3 Fee may be assessed by reload location and may vary from location to location. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Those who can Direct Deposit at least $500. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. It's convenient and faster than waiting for a paper check in the mail! 7. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Our editorial team does not receive direct compensation from our advertisers. A FICO score/credit score is used to represent the creditworthiness of a (Residents of the State of Vermont are ineligible to open a Card Account). 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. create up to a $10.00 negative balance on your Card Account. See if you qualify for student loan refinancing and compare real time offers. Residents of Vermont are ineligible to open a Card Account. No fee; standard text message or data rates may apply. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Use of the Card Account is subject to activation, ID verification, and funds availability. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Certain products and services may be licensed under U.S. Patent Nos. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. However, credit score alone does not guarantee or imply approval for any As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Features 10.0/10. If you plan to save your tax refund, this is the card for you. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. * See the online application for details about terms and conditions for these offers. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Should you accept an early retirement offer? This is a third-party fee and is subject to change.
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